In 1990, Shina Peters constructed a home with N20 million naira; the identical yr Jim Ovia began Zenith Bank with the identical quantity.

Today, you and I haven’t got a room in Shina’s home however I’ve an account in Jim’s financial institution and possibly you do too.

Shina’s home was inbuilt Iju Lagos and stays there until date.

Jim’s financial institution began in a nook and now has over 500 branches in Nigeria, and lots of worldwide branches.

Millions upon hundreds of thousands transact enterprise in Jim’s financial institution day by day.

Shina’s home is changing into dilapidated…in 2015, he SPENT more cash to renovate the home and purchased a Nissan Pathfinder with N10 million…extra legal responsibility, whereas in the identical 2015, Jim’s financial institution MADE a revenue of N105.7 billion.

Zenith financial institution employs tons of of 1000’s, and feeds their households.

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This is the distinction between Assets and Liability. If you purchase a automobile for N20 million in the present day, in 20 years time, you may be ashamed to drive it. On the opposite hand, should you make investments that very same quantity in a profitable enterprise or in an asset, It could also be value billions in 20 years. ( Jim Ovia is now value $980 million {dollars}, with the official greenback price of N320, which means he’s value N313 BILLION NAIRA due to an funding of N20 million).

Spend the little cash you might have in the present day correctly. Some individuals driving costly vehicles in the present day, will not be conscious that they’re driving their future and the way forward for their youngsters. Some individuals carrying iphone7 in the present day, will not be conscious that they’re carrying their future.

When you might be younger, do not spend cash. Invest it.  Every penny in your hand is sort of a seed, you possibly can determine to eat it, or sow it. When you sow it, it would bear way more seeds later in future.

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Credit: Delta weblog

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