Retirement is a journey, not a vacation spot. Also, the method of retirement is extra necessary than the purpose. This is why I might be supplying you with the next advise, in order that you’ll keep away from pitfalls that might price you a fortune and likewise keep away from delays. I pray that you simply take my advise critically to keep away from non-payment, non-remmittance, under-remittance and mistaken capturing.
1. Visit your PFA, ask to your *Comprehensive RSA Statement from 2004 until date* Sit down with it an examine it for any anormaly.
2. Still along with your PFA from (1) above, inform them you need to do your *Data Re-capturing/Update* This is needed to properly align your data with Pencom and prepare you for verification. No information replace, no verification. No verification, no pension fee.
3. Make positive that your identify along with your PFA and your date of beginning are right. For occasion: Sanusi Folake Adaobi isn’t the identical as Adaobi Folake Sanusi (Principles of first identify and final identify).
4. If the identify in your NIMC and the one along with your PFA is inaccurate, you may discover it troublesome present process verification. The earlier you begin this examine and affirmation the higher.
5. Don’t assume you have got a 12 months extra. You are already out of the system. According to the psychology of retirement, from ages 35 to 45, that’s your pre-retirement stage. From ages 46 to 55, that’s your actual retirement stage. And from ages 46 to 60, *YOU ARE ALREADY RETIRED* Infact, when you maintain an exhalted place, somebody is already lobbying for it when you assume you’re nonetheless there. They cannot wait so that you can go at the same time as they chuckle with you on a regular basis, they’re counting down for you.
6. If you do not need a Plan “B”, begin pondering now of what you’ll do while you retire. The entire concept is to make sure that you retire for enfirement. You must nonetheless be engaged in order that you don’t develop outdated too shortly even whether it is taking cake of your grand youngsters, so long as it provides you satisfaction.
7. I might be sharing some supplies right here for all of the retiring officers of 2022, *be sure you print them and examine them very properly*. All the rules to your verification are there. Do you already know that if you’re wrongly captured particularly in your *report of service* which can even be submitted to your PFA, you may develop into a sufferer of *mistaken computation?*
8. Remove your thoughts from Programmed Withdrawal of Annuity choices of retirement for now, your focus ought to be getting your verification proper. You can begin discussing that if you find yourself duly verified.
9. Let your children know that you’re retired already with the intention to focus on your self. If you have got a baby that’s 30years and above that you’re nonetheless supporting, advise them to go and be taught a commerce to be economically viable. If not they are going to eat deep into your pension as when you labored and suffered collectively.
10. Read 1 to 9 once more and solely ask questions on areas areas.
